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However, comparing the prices and benefits at a few of the resorts proved my initial reaction wrong. Because the cruise industry aims to enforce pricing parity across all booking channels, discounts don't usually appear in the upfront cruise fare. If you're curious about how to use Costco Travel to find deals, here's everything you need to know about Costco Travel — and why I love it for saving money on travel.
Things You Didn't Know About Booking a Costco Cruise
If you're new to cruising or unsure of what you want, Costco might not be the best travel agency for you. "I think a first time cruiser would be better off using an agency that walks them through everything," says NoVa Mimi, who books all her cruises exclusively through Costco. "Costco is usually the best deal," says KirkNC, who is careful to compare multiple outlets before locking in a fare. "We get around 8 percent back in onboard credits, which are refundable, so if we don't use them we get a credit back on our credit card." Although we know (and love) Costco warehouses for their bulk bargains, not all categories at Costco require plus-sized buys. (Think jeans, mattresses and wine, which can be purchased individually.) Cruises are the same.
Hotels
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I've booked direct with cruise lines, used traditional brick-and-mortar travel agencies and gone through online travel suppliers like Expedia, Vacations To Go and American Discount Cruises. But more often than not, when shipboard credits and other incentives were tallied, Costco Travel came out as low as, or lower than, other options. First-time cruisers who need a little more handholding to understand cabin and dining options might benefit by working with a traditional travel agent.
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Award vs. cash calculator

I've personally had a lot of success booking friends getaways to popular destinations like Mexico through Costco. Using the service has helped me save on other expenses with the Digital Costco Shop Card I've gotten with my bookings. At the time of writing, Costco is currently offering a hotel and rental car package for Hotel Wailea, a Relais & Chateaux affiliated property and one of TPG's favorite Maui hotels. Like the warehouses, to access Costco's cruise discounts, you'll need to pony up for membership -- $60 per household at the basic level.

All Costco members have access to the Costco Travel booking platform, where you can find and book a wide range of travel — from vacation packages to hotels, cruises and rental cars. You can even book theme park vacation packages to Disney and Universal or specialty vacations such as an African safari. Vacation packages range from hotel-only offers to all-encompassing packages that include airfare, hotel stays and rental cars.
Airline Reward Programs
" Typically these required values are achieved by negotiating exclusive amenities with the cruise lines such as specialty dining, spa treatments, private events, etc.," she says. Costco Travel vacation packages offer a way for all of us to save money, and it makes narrowing down potential destinations and hotels easier. When I'm looking at booking a hotel stay at a brand like Hyatt or Marriott, I generally choose to book directly in order to earn elite night credits and points. However, when looking at properties not part of a major loyalty program, Costco Travel is often a go-to anytime I can find a deal.
When is Costco Travel not worth it?
There are a lot of hotels available to book through Costco Travel that are part of major loyalty programs, from Hyatt Honors to Marriott Bonvoy to IHG One Rewards and more. But booking through Costco Travel — just like booking through most other third-party services such as Expedia — means you likely won't earn loyalty rewards, elite night credits or have any elite night benefits honored. Zeger explains that Kirkland Signature deals need to represent a value at least 20% better than offers you'd find elsewhere in the market; this applies to travel or anything you'd buy in the warehouse.
Do you have to be a Costco member to use Costco Travel?
Costco offers these benefits to their customers on select cruises; executive-level Costco members usually receive even greater credits. Booked direct through the cruise line, a the lowest-priced balcony cabin came to $1,894 per person, including a $100 onboard credit offer. Something else to consider when booking hotels through Costco Travel is loyalty program rewards and elite status.
Savvy cruisers, including many Cruise Critic members, have saved big by booking cruises through Costco. Here are five things you don't know about booking a Costco cruise -- and why Costco Travel is my first -- and usually last -- stop when shopping for a cruise. Whether or not you currently have a Costco membership, you shouldn't dismiss Costco Travel as just another online travel agency.
Even without including the additional benefits, you're already saving more than $400 via the Costco deal. Add in the value you get from the card, daily breakfast and resort credit (which is more than $1,000 in value if you maximize all benefits), and you're looking at $1,442.45 in savings by booking through Costco Travel versus directly. Trips booked through Costco Travel are often discounted and/or include perks and benefits you may not get by booking directly or through other booking portals. Usually, a trip booked through Costco Travel will also include a Digital Costco Shop Card (essentially a type of Costco gift card) of varying value.
Meanwhile, discounts on more expensive cruises or multiple cabins can amount to hundreds of dollars. However, one thing to note is that you can't book stand-alone flights via Costco Travel. There is an option to book flights through some vacation packages, but if you're only looking for airfare, you'll want to head to Google Flights to check out your options and book. When planning our annual beach trip back in 2022, my best friend found a few options for Mexican all-inclusive resorts on Costco Travel and shared the links with me. I promptly told her we'd probably be better off booking directly and brushed off the idea of booking through Costco — neither of us even had a membership at the time. But for experienced cruisers who have a good idea of the ships and cabins they want, Costco Travel is worth checking out.
And, as anyone who regularly shops at Costco knows, it doesn't take long to blow through a few hundred dollars in gas fill-ups alone. When you choose to apply (and are approved) for a new credit card through our site, we may receive compensation from our partners, and this may impact how or where these products appear. While we don’t cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. The Digital Costco Shop Cards can be used for Costco warehouse purchases (a game changer with grocery prices so high due to inflation), but you can also use them toward future Costco Travel bookings. You could use a Digital Costco Shop Card to buy a new flat-screen TV for movie nights and game days, a new outdoor patio setup ahead of summer or even Costco Pharmacy prescriptions.
Having reservation information for multiple aspects of a trip, such as a hotel and rental car package, makes sharing and saving the itineraries a breeze. Costco Travel has a nice deals section, and I usually look there first if I'm not sold on a specific destination for a getaway. While deals found on Costco generally have a narrow booking window, I've found that many offer a lot of flexibility for the actual trip dates. I admittedly don't use Costco for groceries often (buying in bulk doesn't make a lot of sense for someone who lives alone), but I have used shop cards to help pay for Christmas presents and future Costco Travel trips. I've actually been looking into using my most recent Digital Costco Shop Card on a new pair of AirPods and a new TV mount for my living room.
The company does not sell some of the more upscale or boutique lines, such as Oceania, Silversea and Windstar, but Costco is definitely looking to expand its selection of cruise lines, according to Zegers. "They aren't active travel agents, they don't proactively check for price drops," noted kleptn. However, Costco does have pre- and post-travel support departments, as well as an after-hours phone number for travel emergencies, to assist travelers once they've booked their cruise. I'm often the travel planner in my friend group (which makes sense, considering what I do for a living), but not everyone is an avid points and miles user like myself. For group trips where we're splitting the cost of hotel rooms among multiple people, it often doesn't make sense to use points and miles to book.